Free Credit Reports in Canada

You are entitled to receive a credit report once a year for free from the different credit bureaus in Canada; Equifax and TransUnion. If you ask for your credit report once a year from both Credit Bureaus it reflects well on your report because it shows lenders and rental properties that you are a responsible person.

Equifax is the major credit bureau, majority of the financial institutions in Canada use when it comes to lending. For more information please check out their website.
Web: http://www.econsumer.equifax.ca or contact them by mail or phone at:

National Consumer Relations
P.O. Box 190, Station Jean-Talon,
Montreal, Quebec, H1S 2Z2
Tel: 1-800-465-7166
Facsimile: 514-355-8502
Email: consumer.relations@equifax.com

TransUnion is the second credit bureau in Canada; they keep all records for a much longer period then Equifax. Here is there website address; http://www.creditprofile.transunion.ca or you can contact them by mail or phone:

For all provinces except Quebec:
Telephone: 1-800-453-9528
8:00 AM until 8:00 PM EST, Monday to Friday

Or write to:
TransUnion Canada
Consumer Relations Centre
P.O. Box 338, LCD 1
Hamilton, Ontario, L8L 7W2